Wasatch Property Management supports Equal Housing Opportunity and the Fair Housing Act as amended, a federal law applicable in all states, prohibiting discrimination in housing on the basis of race, color, religion, sex, national origin, familial status or disability. In addition, states and localities may have ordinances offering additional protections from discrimination in housing. We comply with all federal, state, and local laws and ordinances and do not discriminate based on any federal, state, or locally protected characteristics.

Please review this information before completing the application and paying the application processing fee, which is non-refundable. Falsification of information on the application may result in application denial and loss of holding fee (if applicable) as liquidated damages for our expense and loss of rental income in holding the rental home off the rental market. Additionally, if applicant is approved based upon submitted false information, applicant may be evicted pursuant to Colorado law.

Portable Tenant Screening Reports (PTSR): Applicant has the right to provide Wasatch Property Management with a Portable Tenant Screening Report (PTSR) that is not more than 30 days old, as defined in 38-12-902(2.5), Colorado Revised Statutes; and 2) if Applicant provides Wasatch Property Management with a PTSR, Wasatch Property Management is prohibited from: a) charging Applicant a rental application fee; or b) charging Applicant a fee for Wasatch Property Management to access or use the PTSR.

Primary Identification

One (1) valid, unexpired, government-issued photo identification is required whenever available.

Acceptable primary identification includes:

• State-issued Drivers License
• State-issued Identification Card
• United States Passport or Passport Card
• Foreign Passport with appropriate immigration documentation
• Permanent Resident Card (Form I-551)
• Employment Authorization Card (Form I-766)
• Federal Government Personal Identity Verification (PIV) Card
• Department of Defense Common Access Card (CAC)
• U.S. Tribal / Bureau of Indian Affairs Identification Card
• U.S. Military Identification Card

Primary identification must include a photograph and legal name.

Secondary Identification (When Primary ID Is Unavailable)

If an applicant cannot provide a primary form of identification, one (1) secondary photo identification may be accepted when accompanied by two (2) supplemental identification documents.

Acceptable secondary identification includes:

• Temporary or paper state-issued drivers license or ID
• Expired government-issued photo ID (within 12 months)
• Foreign government-issued photo ID not listed above

Supplemental Identification (Supporting Documents)

Supplemental documents are used to verify name, date of birth, and/or address and do not qualify as photo identification on their own.

When secondary identification is used, two (2) supplemental documents are required.

Acceptable supplemental documents include:

Government records

• State-issued Birth Certificate
• Marriage Certificate (government issued)
• Consular Report of Birth Abroad
• Certificate of Citizenship (Form N-560)
• Certificate of Naturalization (Form N-550)

Proof of address or financial linkage

• Utility bill showing name and address
• Voter registration card
• Vehicle registration or title
• Paycheck stub with name and address
• Public assistance card
• Spouse or parent affidavit
• Cancelled check or bank statement
• Mortgage or lease documents

Background and Credit History

Our community uses a statistically sound credit scoring system to evaluate your consumer credit report. Credit scoring is based on real data and statistics, so all applicants are treated objectively. Your credit report contains information about you and your credit experiences, including your billpaying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, rental history, and the age of your accounts. If your application is denied or accepted with conditions, you will be given the name, address, and telephone number of the consumer reporting agencies which provided your consumer information to us.

We do not consider the credit of applicants receiving a housing subsidy as defined by C.R.S. 38-12-902(1.7).

The applicant acknowledges that the following information will be verified in accordance with Federal Trade Commission Guidelines, issued August 1, 2009, and will be used to verify the applicant's identity and ability to qualify to live at a Wasatch Property Management community.

        Social Security number(s) provided by the applicant(s) will be verified and any fraud alerts will be reported to the proper authorities.

        All addresses found on rental application(s), governmentissued ID(s), pay stub(s), and credit report(s) will be verified.

        An application must provide a physical address if using a PO Box or mail drop address.

        The date of birth (D.O.B.) provided by the applicant(s) on the rental application will be verified against governmentissued identification and the credit report.

        Drivers license/governmentissued photo ID will be verified as current and must contain the ID number, state of issuance, date of issuance, and expiration date.

        All signatures must match the drivers license or governmentissued identification.

        Any and all fraud alerts on the credit report will be reported to the proper authorities.

        Any and all fraud alerts on existing accounts will be verified and reported to the proper authorities where necessary.

        Neutral references, no response from a former landlord(s) to a rental reference request, or a landlord reference indicating the landlord would not re-let to the applicant due to lease violation is grounds for automatic denial of the application.

Excluding student loans and medical accounts:

        Except if applicant receives a housing subsidy as defied by 38-12-902(1.7), C.R.S., an applicant with an unsatisfactory (negative) credit report will be denied.

        Except if applicant receives a housing subsidy as defined by 38-12-902(1.7), C.R.S., excessive collection accounts from the past 7 years will result in denial of the rental application.

        An applicant whose credit report contains more negative than positive history may be approved subject to an additional deposit.

        Except if applicant receives a housing subsidy as defined by 38-12-902(1.7), C.R.S., bankruptcy (regardless of discharge) or repossession within the last two (2) years may be grounds for denial of the application or may required an additional deposit for approval.

        Except if applicant receives a housing subsidy as defined by 38-12-902(1.7), rental housing debt, eviction judgements, or rental collections within the last seven (7) years will result in automatic denial of the application.

        Any unresolved tax liens will negatively impact the overall applicant screening result.

Qualifying Guidelines

1. Occupancy Guidelines

Occupancy of the rental home is limited to those persons listed on the lease and is based on the number of bedrooms in the rental home. A bedroom is defined as a space within the premises that is used primarily for sleeping, with at least one window and a closet space. Occupancy shall not exceed two persons per bedroom plus one additional person. Occupants under the age of 24 months at the time of lease signing or renewal are not counted toward maximum occupancy. Rooms such as a study or den may be considered a bedroom for purposes or maximum occupancy, provided they have at least one window and a closet space.

Definition of occupants for occupancy standard purposes, occupants are any person over 24 months of age that will be living in the unit.

Maximum number of occupants per apartment will be determined by the following reasonable standard:

1 Bedroom = 3 occupants

2 Bedroom = 5 occupants

3 Bedroom = 7 occupants

4 Bedroom = 9 occupants

2. Income / Qualifying Guidelines

If the result of the screening is returned as Refer, Low Accept, or Conditional Accept, or if the applicant(s) have a foreclosure, applicants must comply with the following income requirements.

Prior to movein, income must be verified by providing documents such as pay stubs covering two recent pay periods, courtordered spousal or child support, prior years W2, Social Security, GI benefits, pensions, disability income, trust income, dividend income, or other sources of regular income. Parental support does not constitute additional income unless the parent is a cosigner.

Income received annually will be averaged over 12 months. Gross annual income for all leaseholders is combined and entered into the creditscoring model for each applicant.

Gross monthly income of combined applicants must equal two (2) times the scheduled monthly rent of the apartment. Some additional income may be included, such as government economic assistance, alimony, child support, or a second job (with proof only).

If unemployed or retired, proof of income and/or assets must be provided and must be equal to or greater than two (2) times the contractual amount of the lease term.

Notice Regarding Government Assistance/Subsidies Inquiry:

In order to ensure that we comply with Colorado law, please notify Owner or Owner's agent if you receive any of the following:

• Supplemental Security Income
• Social Security Disability Insurance under Title II of the Federal Social Security Act, 42 U.S.C. Sec. 401 et seq., as amended
• Cash Assistance through the Colorado Works Program Created in Part 7 of Article 2 of Title 26
• A housing subsidy whereby any or all of your rental payment would be paid by a public or private assistance, grant, or loan program.

3. Rental History

         Twentyfour (24) months of verifiable thirdparty rental history, twentyfour (24) months of verifiable homeownership, a combination of both, or eighteen (18) months or more of active military service.

         First-time renters or applicants with no verifiable residency history may require payment of an additional deposit or acceptable guarantor in lieu of immediate past rental history.

4. Guarantor

A guarantor will be accepted for applicants who are currently unemployed or have insufficient income. Gross monthly income for the guarantor must be six (6) times the scheduled rent of the apartment.

5. Deposits

Required deposits will vary depending on the community and the results of credit and background checks. Please speak with a leasing agent for details.

6. Returned Checks

Any unpaid returned check service appearing on the applicants credit report will result in the applicant being required to pay by certified funds (money order or certified check) throughout the term of the lease.

7. Criminal Background Screening

A criminal background check will be conducted for each applicant or occupant eighteen (18) years of age or older. The application may be rejected for reported criminalrelated reasons as allowed by state or local laws. All time limits reflect the maximum allowable state limits for jurisdictions in which Wasatch Property Management operates. Actual allowable limits and reasons may vary by state or locality. All applicants will be required to provide information regarding the city and state that they lived in, for up to 5 proceeding years. Locations provided will be compared/verified with credit report addresses and all applicable statewide criminal records will be requested.

Felony Offenses: Any application will be denied if the applicant has been convicted or released from custody within the last five (5) years for the following felony crimes: felony involving Arson, Assault and Battery, Bad Checks, Burglary, Crimes Against Animals, Crimes Against Children, Crimes Against Govt, Cyber Crimes, Destruction of Property, Disturbance of Peace, Domestic Crimes, Drug Offenses - Other, Embezzlement, Fraud, Harassment, Kidnapping, Organized Crime, Petit Theft, Purposely Obstructs the Law, Robbery, Sex Crimes Other, Theft/Larceny, Trespassing, Weapons Related, or any other felony not herein enumerated.

Misdemeanor Offenses: Any application with a conviction of a misdemeanor for the following charges may result in a denial based on a five (5) year look back period for the following felony crimes: Assault and Battery II, Drug Offenses, Weapons Related. The look back period includes the applicants conviction date, release from incarceration, parole or probation or whichever latest date is available to criminal screening vendor. Any application with a conviction of a misdemeanor for the following charges may result in a denial based on a three (3) year look back period: Assault and Battery I, Burglary I, II, Crimes Against Animals, Crimes Against Children, Domestic Crimes, Kidnapping I, II, Robbery, Crimes Other, Trespassing, Any Offense Not Listed. The look back period includes the applicants conviction date, release from incarceration, parole or probation or whichever latest date is available to criminal screening vendor.

Criminal Offenses: Any applicant with felony or misdemeanor conviction of manufacturing or distributing a controlled substance, Homicide (any count), manslaughter (any count), Sex Crimes Against a Person, Stalking, Sex Crimes Against a Child, or lifetime registry on any sex offender registry will always result in automatic denial regardless of the disposition date.

If an applicant has a pending criminal charge that may result in a denial if convicted, the application will be denied; however, the applicant may reapply for another rental property after disposition of the pending charge if the applicant believes they will qualify.

8. Deposit

All security deposits will be due at move in. Keys will not be provided until all deposits and rent have been paid in full and utilities have been placed in the residents name.

Applicant understands that there is a seventytwo (72) hour period within which to request a refund of the holding deposit and withdraw the application for an apartment. Any fees charged for credit or reference checks are nonrefundable.

Rent may be paid online at www.IsYourHome.com.

9. Animal Restrictions

Pets are not allowed without Management prior written approval. Refer to the rental office for a current list of acceptable dog and cat breeds.

Management reserves the right to add breeds or canine families to the list of prohibited breeds at any time. A maximum of two (2) animals is permitted per apartment. Reptiles and exotic animals are not permitted.

Animals must be licensed and vaccinated in accordance with local and state laws. You must provide proof, if requested by management.

PROCEDURE FOR NOTIFICATION OF DENIAL OF APPLICATION:

Should the application be denied, an adverse action letter will be provided within 20 days. Applicant may have the opportunity to file a grievance challenging the decision to deny the application; applicant will receive information regarding rights to grievance with the adverse action letter.

In the event that an application is denied as a result of the Criminal History Screening, the applicant may submit mitigating factors that they wish to be reviewed to determine whether they are otherwise qualified to reside at the rental home.